About Us

History

Celebrating 35 years! Hart Credit Technology, formerly known as Hart Software Inc, began in 1989 with a single product - PC software to pull credit reports. As the industry changed over the years and shifted to the internet, our products and services expanded in-step. We provide 24/7 access to our credit, fraud, and identity products in a secure environment.

Our Company Philosophy is amazingly simple: Help our customers access and decision on the industry-leading, intelligent data. That's it. That simple philosophy has enabled us to gain and maintain the confidence of customers nationwide.

Although our company's environment has changed significantly over the years, one thing hasn't: Our desire to provide effective, innovative, and affordable means to access a multitude of databases, supported by friendly, knowledgeable personnel.

We are your team for success.

Mission

At Hart Credit Technology, our mission is to empower customers with secure access to critical data and innovative solutions. We prioritize data integrity, privacy, and customer success while staying at the forefront of technological advancements. By focusing on the consumer experience, we drive positive transformation and create a safer, more informed, and innovative future.

Values

Community Commitment

Give back to the communities we live in and serve by sharing our expertise, supporting initiatives related to financial literacy, and actively participating in social responsibility projects.

Customer-Focused

Put our customers first, listening and understanding their needs to provide solutions that deliver value, security, and reliability in providing a great consumer experience. Embrace teamwork and collaboration within our company and with our clients. We believe that working together brings the best results and builds the best relationships.

Data Privacy & Security

Commit to the utmost security and privacy standards to protect the sensitive information entrusted to us by our clients, ensuring data privacy is at the core of everything we do. Supporting our customers' regulatory requirements and staying ahead of changes in the regulatory and security environments.

Innovation

Foster a culture of continuous innovation and collaboration, encouraging our team to think creatively, embrace new technologies, and find innovative and sustainable solutions to our customer’s technology challenges. Encourage a culture of continuous learning and professional growth, both as individuals and as a company, to stay at the forefront of the credit, alternative data and identity industry. Be adaptable and quick to respond to changes in the market and technology, staying ahead of industry trends to meet our customers' evolving needs.

Integrity

Uphold the highest ethical standards in all aspects of our business, ensuring that we handle data with respect, honesty, transparency, and fairness. Strive to use data for positive purposes, always adhering to legal and ethical guidelines in our data analysis and solutions. Take ownership of our actions, decisions, and outcomes. We are responsible for the services we provide and the impact we have on our customers, consumers, and in the industry.


Senior Management


Linda Moynihan Vance | CEO/ President

Linda Moynihan Vance joined Hart Credit Technology in April 2022, bringing with her a wealth of experience and a passion for expanding the company's impact across a variety of industries. Prior to joining Hart, Linda spent 18 years at TransUnion, LLC, where she held various leadership roles. Most recently, she served as Senior Director in Global Credit Risk Solutions, specializing in trended and alternative data.

At Hart Credit Technology, Linda is dedicated to helping customers harness the most advanced data available to drive productivity and efficiency in serving consumers. Her primary goal is to support Hart's clients in achieving their business objectives using the company's cutting-edge solutions.

Linda earned a Bachelor's degree in Social Welfare from the University of Wisconsin-Milwaukee and a Master's degree in Business Management from the University of Wisconsin-Green Bay, where she focused her Master’s Professional Project on Creativity and Innovation in Financial Institutions. In 2019, she completed a certificate program in Women in Leadership from the University of Notre Dame.

A resident of Green Bay, Wisconsin, Linda enjoys life with her husband, Bruce, and their seven children and two dogs.


Fellows


LeRoy Hart | Former President/ Fellow

LeRoy retired from Hart Credit Technology in April 2022 after a distinguished career. Although retired, he continues to lend his expertise to Hart, combining his strong mathematical and analytical background with decades of experience in the credit industry. LeRoy has always been dedicated to understanding customers' needs and developing tailored solutions to meet those needs. Throughout his career, he excelled at uniting programming and technical support teams to create intuitive, easy-to-use credit system solutions that delivered lasting impact.

Lynn Hart | Founder/ Fellow

Lynn founded Hart Software in 1989 to help customers intelligently access credit data. Lynn’s driving focus was to bring forward affordable and intelligent delivery and decisioning of multiple data assets for customers of all sizes. Through the years, Lynn built some industry-leading connectors, designed large batch processing techniques, and helped thousands of customers gain greater insight to credit data. At the end of 2020, Lynn Hart sold the company to the employees, converting Hart Software to an employee-owned company. As a fellow to Hart Credit Technology, he continues to be a resource, leveraging his expertise and deep knowledge of the industry.

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2561 Bernville Road Reading, PA 19605